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The Knox School – Poetry Out Loud

(Picture Shown) 2016 Poetry Out Loud winners, Isabella Benrubi and Kyle Pursaud with Ms. Donna Pergola, Chair of the English Department at The Knox School

Congratulation to Juniors Isabella Benrubi and Kyle Pursaud for winning the 2016 Poetry Out Loud competition at The Knox School. Poetry Out Loud is an annual competition that requires students to recite poems from memory.  All competitions start at the school level and require students to recite two poems.  One poem must be 25 lines or more and the other must be a pre-20th century poem of any length. The top two contestants from each registered school then go on to the district competition. For The Knox School, our top two students go to Stony Brook University to compete with students from other surrounding districts.  At the district level, students are required to memorize a third poem, but the third poem is only required if they make it to the final round. Participating students include: Brandon Persaud, Kyle Persaud, Isabella Benrubi, Isai Bala, Daniel Leach, Tess Pruzan, Aric Liu, Tiffany Chu, Mateja Markovic, and Annie Kong.
The poems the students choose for Poetry Out Loud are required to come from the Poetry Out Loud Anthology.  These poems are chosen by the POL directors and meet the qualifications for the competition. Overall, the Poetry Out Loud competition helps educators bring a love of poetry, and learning through poetry, to the classroom. The Knox School has participated for almost a decade now and truly enjoys having our students develop skills not only in reading, analyzing and reciting poetry but also in public speaking and presentation.

For additional information about The Knox School, please visit www.knoxschool.org. For additional information about the Poetry Out Loud competition, please contact Karyn Cernera Bush, Director of Marketing and Communications for The Knox School at (631) 686-1600 x425 or email kcbush@knoxschool.org.

"It takes a lot of courage and skill to recite poetry from memory and the participants of Poetry Out Loud surpassed all of my expectations for this competition. I am so proud of all of them for overcoming their fear of public speaking and reciting their poems with such poise and charisma"
– Ms. Donna Pergola, Chair of the English Department 

The Knox School, 541 Long Beach Road, St. James • 631-686-1600, www.knoxschool.org

 

Light And Heat


Bill Lauto is an Environmental Scientist and Energy Consultant who has been teaching how we can save our money, energy, environment, and health, since 1982. Mr. Lauto operates GoingTrueGreen.com and his work has been published in magazines such as: Consumer Report, Kiplinger's Financial and Business Ethics.

Winter time stuffy noses, dry and scratchy throats are upon us. Most of us feel washing our hands is all we can do to prevent getting these symptoms. While that might be true for fighting against germs, there is much more we can do when dealing with a dry nose, watery eyes, and scratchy throat, that is caused by our indoor environment.

If you have a Force Hot Air heating system in your home, the number one culprit for these irritating symptoms is dry air and an excess of particulates in the air. Dust and dust mites, along with mold spores, are a major contributing factor. Opening your windows will not solve the problem, that will only raise the heating bill. Cleaning and dusting is mostly helpful with heat delivered by Hot Water Base Boards or Steam Radiators. Cleaning under and on top of all radiators when they are OFF and COOL is crucial. However, with a delivery system that is Forced Hot Air and uses Ductwork to deliver the heat throughout the house, that ductwork needs to be cleaned out professionally when necessary. A well maintained humidifier on the heating system is also needed.

End results: Healthy inhabitants, lower heating bills, and more money saved in your pocket.

With Indoor Lighting, we finally have long overdue advancements since Thomas Edison’s first light bulb. LED bulbs are meeting all our needs and lowering our lightbulb electric bills up to 95%!

Yet, you may have now seen on the internet various articles that are just money grabbing schemes. Perhaps some of these titles have crossed your email box:

Can light affect your health?
We are sharing the HIDDEN dangers of LED lights!
Major downsides to LEDs!

These articles immediately use Key Words that invoke fear. Such as: EMF radiation, macular degeneration, blindness, and metabolic disorder to cancer.

Then they use large technical words as if to justify the fear. Words such as: Nanometers, lumens, color rendering index (CRI), visible spectrum, infrared, and kelvin temperatures.

However, mixed into this vortex of excess verbiage, which I understand and “correctly” used throughout my career, are the most important words of all: Can, potentially, if, may, perhaps, and maybe. All these words prove that the article is speculative at best and presents no cited cases or proof.

Then when you are about halfway through the article, the Ad pops up in your face. They are selling something, perhaps a lifetime subscription to their newsletter warning us of all the things that can cause harm. Amazing… And all for just $9.95 a month.

 

Indoor And Outdoor Rejuvenation For 2017


Kathy Horowitz facilitates a monthly women’s writer’s group at the Life Center in Huntington.  Her work has appeared in The Long Islander, Long Island Woman, Calyx, Blue Unicorn, and is forthcoming in Seventh Quarry.  She recently self-published a collection of poems and completed the 50,000-word novel-writing challenge during November’s NaNoWriMo.  Kathy offers freelance writing, editing, and proofreading services (kahorowitz@gmail.com)
www.kathyhorowitz.com.  

We all need time to relax and meditate so that we can rejuvenate for the New Year.  Here is a list for those who prefer the indoors (day spas) and/or for those who prefer to take matters outdoors (hiking):

Long Island Day Spas (www.yelp.com):

1.    Hands on HealthCare Massage and Wellness Day Spa, 208 Commack Rd, Commack. Best rated & reviewed local medical massage & day spa. Offering many spa services, couples massage, medical massage, spa dates as well as spa on the go options. Open 7 days a week.  

2.    Hand & Stone Massage and Facial Spa, 6020 Jericho Turnpike Commack.  Visit this gender-neutral spa for their many spa services and enhancements. Massage choices include Swedish, deep tissue, pre-natal, sports and their signature hot stone massage.  Open 7 days a week.  

3.    Wellspring of Life Acupuncture, 2171 Jericho Turnpike, Commack. This practice is dedicated to assisting in the healing process of one’s health.  Acupuncture is a holistic treatment for the whole body.  The natural way to improve your family’s health.

Hiking the Great Outdoor (offmetro.com/ny):

1.    Mashomack Preserve, Shelter Island.  Known as the “Jewel of the Peconic,” Mashomack stretches across nearly one-third of Shelter Island.  Hike past 10 miles of coastline, salt marshes, foot bridges, and wildlife.

2.    Caumsett State Park, Lloyd Harbor.  Boasting Marshall Field III “Winter Cottage,” this park is situated on 1,750 acres.  Hike or bike along the paved trails or venture off toward Long Island Sound and other wooded trails.

3.    West Hills County Park, Melville.  The birthplace of poet Walt Whitman, hike the Loop up to Jayne’s Hill, Long Island’s highest peak where you can see the ocean at this time of year.

4.    Elizabeth A. Morton National Wildlife Refuge, Sag Harbor.  Bring a bag of birdseed (especially sunflower) to feed the chickadee, tufted nuthatch, and titmouse.  Walk the trail down to Little Peconic Bays where you may encounter deer or wild turkey.

5.    Hoyt Farm Nature Preserve, Commack (www.smithtown/gov/facilities). Hike the Nature trails, which include two ponds and an apple orchard.  Visit the Nature Museum or meditate on the benches along the trails.  Great for bird watchers too!

Whether you do your best meditating indoors, outdoors, or both, relax and enjoy the New Year.  What better way to treat yourself to a great start!

 

2017 Is Here! Set The Course For The New Year By Goalsetting With The Whole Family


Stasie Tillman is a writer & an investment and personal finance analyst. She oversaw the Analytics department for a prominent Long Island bond brokerage firm for many years. She’s the founder
of AStoicLife.com a faith and lifestyle website. Contact her at
astoiclife.com/work-with-me-pr-friendly/
    The start of the New Year often represents a reset. It gives us permission to start over, and marks the starting point to many long held plans, goals, and aspirations. For some, their new year starts on their birthday and is not based on a calendar year. Whatever denotes your new year, it is a time of reflection and planning.
    I start my new year by pausing and reviewing the goals I’d set for the previous year. I note what was accomplished and what didn’t work out. Then I think about what I really want and the person I’m seeking to become, and use these to create my goals for the New Year. Notice that I call them goals and not resolutions. Resolutions have a negative connotation to me, because often times when I hear people talk about their resolutions it’s stating how they’ve failed or given up on them. 
    This year, I included my kids in my New Year goal setting process because I want to get them more goal-oriented about their lives. How does someone become a better person? They take steps to change in areas of their personality and behavior that are a poor reflection of who they want to be. If you want to be kinder, it won’t just happen one day without making the conscious effort to be kinder to everyone on a consistent basis. With this in mind, I shared my 2016 goals with my children and noted what I had accomplished by checking it off the list as well as the items that got lost in the sauce over the course of the year. These items were now in the top slot of my 2017 list. 
    I mentioned specific focuses such as tasks like getting my house to remain clean & organized, and donating regularly. As well as self-development focuses such as being present, learning and addressing others by name, and making conversation. I highlighted the self-development focuses mainly to illustrate that no one is perfect, not even mom, and we all need to self-assess and strive to be better humans and society members.
    We talked more with examples that would be relevant for a kid, such as developing a sports skill by practicing 3 times a week, reading 1 new book per month, or making friends with someone you’ve never spoken to before. I assigned my kids the task of coming up with one activity and one self-development goal each. I can’t wait to see what they come up with!
    What are some ways you teach your kids to set goals & be mindful? I’d love to get your feedback, reach out to me anytime at stillman@astoiclife.com. Also, visit my webpage astoiclife.com for more encouragement to live a balanced and fulfilling life.

 

Motivation To Exercise


Gina Fata helps replace the strict diet and exercise mentality approach with a more realistic & manageable healthy lifestyle. She has been working in the health & fitness industry since 2003, with a Masters in Exercise Physiology from
Columbia University. Gina believes that healthy is an outfit that looks different on everybody. gina@ginafatacoaching.com

Welcome to 2017. If you’ve been waiting to begin something, now is the time. A new year brings new mindsets, new ideas, and change. As a health and fitness professional, I often get approached for advice and wisdom about how to get motivated. So many times during my day I will be asked this question: "I want to workout, but I just don't have the MOTIVATION. How can I get motivated to EXERCISE?" The answer to this question is not a quick solution, but a LIFETIME journey! Motivation truly comes from within. Figuring out what is important to YOU will be the first step towards finding the motivation to exercise. Asking yourself what you "do it for", and how you want to FEEL is another helpful tool in getting you motivated. Here are six tips that will help you get motivated to exercise: 

1. PLAN a time at least 3 days per week that you will COMMIT to exercising for at least 20 minutes.

2. Find an ACCOUNTABILITY PARTNER that you can trust to keep you accountable for exercising. Set aside 5 minutes at the end of the week to talk on the phone with this person, or even just a text message to check in with each other. 

3. REWARD YOURSELF with something that you enjoy at the end of the week for staying committed to your exercise goals. Keep this reward inexpensive, and not food related. Some examples are: a bubble bath, going to a movie, getting a manicure, buying a new outfit, etc.

4. Set SPECIFIC goals, whether it be weight-loss, muscle toning, or improving your posture. Write out WHY these goals are important to you, so you remember why you are doing this!

5. Figure out how you want to FEEL after your workout. If you remember how good it feels AFTER you are done exercising, you will be more likely to be motivated to do it again. If you don't like how you feel after your workout, try something new that makes you feel a sense of accomplishment once you have finished it. 

6. Be PATIENT. Take it one day at a time, and one step at a time.

If I were to be asked the most important one of these six tips on getting motivated, I would say its figuring out how you want to feel after exercising. Our mind-body connection has gotten so lost in our world today. We have to remember our bodies will give us the information we need if we just listen. Listening to that perfectly imperfect body of yours is the key to staying motivated. Your body knows the way. Trust yourself. Trust the process. 

 

A Place For Everything And Everything In Its Place!


Natalie Weinstein is President of 
Natalie Weinstein Design Associates, 
The Natalie Weinstein Home Decorating Club and Uniquely Natalie, a quality 
consignment boutique. Enjoy Natalie’s
Long Island Focus featured in House
Magazine or call: 631.862.6198

Kitchen
1.    Place dirty dishes in dishwasher after every meal and snack.
2.    Organize pantry by product category for easy access and check expiration dates.
3.    Clean out refrigerator & freezer routinely and discard in-edibles.
4.    Find a cabinet location that is easily accessible for often used appliance’s, organize pots, dishes.
5.    Glassware, etc. similarily & discard what’s worn, chipped or unused.
6.    Keep counters clear.
7.    Under the sink, organize with storage containers.

Dining Room
1.    Set the table to avoid clutter.
2.    Display dishes and collectibles artfully and selectively in breakfront.
3.    Don’t use the table and servers as a drop off for laptops, mail, etc.
4.    If there is a server or tea cart, make sure it is uncluttered and decorate with a serving piece that can be utilized when dining.

Entry
1.    Store clothing & shoes out of sight.
2.    Leave room for guests.
3.    Designate a space for keys, mail, etc. but not out in the open. (Drawer, decorative box, etc.)
4.    Keep stairways clear of clutter.

Family Room
1.    Organize and store DVD’s and tapes out of sight.
2.    Designate storage for books, games, toys, albums, etc.
3.    De-clutter shelves and decorate display with appropriate number of collectibles, photos, etc.
4.    Remove some things for display as you replace with others, especially for holidays.
5.    Create a storage area for personal pillows and throws when not in use.
6.    Use magazine racks for reading material & then discard outdated materials regularly.

Home Office
1.    Set up a file system that works for you in an appropriate storage place and purge frequently.
2.    Keep “in” and “out” bins for bills etc. until filed.
3.    Open all mail by garbage and recycling areas. Bring only pertinent material into home office.
4.    Throw out last catalogue when new one arrives.
5.    Use these same concept for your computer!

Bedroom
1.    Make the bed every day.
2.    Hang up clothes daily in closets that are maximized by double poles, skinny hangers, etc., and purge seasonally.
3.    Turn extra bedroom into a walk-in closet or an exercise room, keeping equipment clutter free so you can use it, or create a walk-in closet.
4.    Keep tops of end tables cleared of everything but essentials.
5.    Use a storage bin for laundry, not on the floor.

Bathrooms
1.    Clear off counter of daily personal items and return to assigned place in your cabinet.
2.    Don’t buy more than one spare of anything or designate and use a closet in garage or laundry room for large quantity purchases.
3.    Make sure all pharmaceuticals have not expired.
4.    Add hooks, storage units, medicine chests, keeping the floor free of towels & clothing.

Garage
1.    Sort shovels, tools, garden supplies, ports equipment, etc. and store them in groups.
2.    Utilize walls with slat board or hanging units for additional storage, easy access and viewing.
3.    Add a ceiling bike rack and other storage devices that can clear the floor.
4.    Leave space for cars!

 

Savory Eats: Parlay


Joanna Adduci is a Northport
resident, currently working as a writer. She has a B.S. in Journalism from St. John's University and is active within her community working as a blogger and musician. She enjoys cooking, traveling, hiking and performing with her dad in their LI-based cover band, Next Generation. Joanna can be reached by e-mail at: joanna.adduci10@gmail.com.
    Parlay Gastropub in Rockville Center is a foodie amusement park. Innovative, imaginative and simply put: Parlay is nothing short of a fun time. They pride themselves on “a creative, distinct, and uncommon pairing of ingredients to bring fresh and invigorating dishes to the table”. 
    Parlay has several menus including “Brunch”, “Lunch & Dinner”, “Desserts”, “Hops”, “Craft Libations” and “Wines”. Brunch is every Saturday and Sunday from 11am-3pm. Each brunch entrée comes with one complimentary Mimosa. Entrees include Flavored Pancakes (Cinnamon Roll, Cookies & Cream, Birthday Stack, Banana Walnut), French Toast (Traditional, Rice Krispie, and Nutella Stuffed), Waffles, Chicken & Waffle, Eggs, Omelettes, Eggs Benedict, Flatbreads, Steak & Eggs, Sandwiches and more. My friends routinely opt for the “Birthday Stack” – Funfetti Buttermilk Pancakes, Vanilla Icing, & Rainbow Sprinkles.    
    Their “Lunch and Dinner” menu includes creative starters such as the famous “Bacon Slab” (Maple Espresso Glaze, Neuski Bacon & Porter Mustard), “Pickled Eggs & Pork Belly” (Pork Belly, Eggs picked in various beers and veggies), and “Nashville Hot Chicken” (Spicy Southern Chicken Strips, White Bread & House Made Pickles and Onions). For the more health-conscious customer – soups, salads and roasted vegetables are available. I personally prefer the “Gimme Da Beet” which consists of Chilled Roasted Beets, Micro Greens, Orange Segments, Goat Cheese, Pistachio, & Herb Vinaigrette. Entrees include exciting burgers with toppers & condiments including Red Dragon Mustard Cheese, Avocado Slaw, Sundried Tomato Aioli, and Sweet & Spicy Honey Sriracha. If red meat isn’t your thing, opt for the Turkey Mushroom Burger or Chicken and Waffle. 
    Last but not least, their desserts. S’mores Dip (with Melted Peanut Butter and Roasted Marshmallows), Cookie Skillet (Homemade Arabia Cookie with Vanilla Ice Cream and Chocolate Sauce), Waffle Sandwich (Homemade Waffles, Ice Cream, Caramel Drizzle And Whipped Cream), Brownie Sundae (Homemade Brownie And Marshmallow, Graham Cracker Crumble and Vanilla Ice Cream), Banana Fosters  (Rum, Dark Brown Sugar, Cinnamon, and Vanilla Ice Cream) and select spiked coffees including the classic Irish Coffee and their Parlay Café (served with Bailey’s, Amaretto and Kahlua). 
    If “liquid dinner” is more your thing, Parlay has 40 beers on tap, craft cocktails, and an impressive wine list. Their “New School Mule” is a fun blend of cucumber vodka, lime and homemade ginger beer. If you’re a tequila person, “Up in Smoke” will be right up your alley. Comprised of Tequila, Mezcal, charred peach-chipotle reduction, pineapple juice and fresh lime juice. My personal favorite is the “Sail Away Coffee” – a much-needed flavorsome dose of caffeine, something I seek out at most establishments. 
    Their Happy Hour is Monday to Friday from 4-8pm with select $5 appetizers, pints and cocktails. If you’re into trivia, check out their “Think & Drink” events, which include trivia and 50-cent wings. For more details and for a full event list, visit their website at www.parlayrvc.com.

 

Feed Your Skin


Sandy Alcide is a Licensed Master 
Esthetician with advanced certifications in Anti-Aging, Acne & Skin Disorders and International Skin Care Methods. She is also a Licensed/Certified Oncology Skin Care Therapist. She is the owner and operating esthetician of Skin’s 
Addiction. Sandy is also the Founder & Bio Chemist for Motion Medica 
Botanical Skin Care. She can be reached at: skinsaddictionny@gmail.com 

Cucumbers are packed full of skin-enhancing nutrients, including vitamin C for collagen and elastin formation, antioxidants to reduce signs of aging, and beta-carotene for radiant skin tone. The magnesium, potassium, and silica content can tighten the skin and help prevent wrinkle formation.

As an added bonus, cucumber's high water content and fiber-loaded peel both aid in digestion. When your digestive system is working optimally, it is detoxifying properly and can lead to clear and radiant skin.
A daily glass of cucumber water will ensure you are detoxifying effectively. Take a half a gallon of water and put 2 sliced cucumbers in it. Leave the skin on. Allow to marinate in refrigerator for 24 hours. Keep refrigerated. Discard after one week. 
   
Treat your skin smoothie 

Being mindful of what you eat is as important to skin health as what you put on your skin. Drink this nutrient dense smoothie to fight free radicals, increase lipids, folate and protect skin within. Drink it once a week for best results.

INGREDIENTS:
1 cup unsweetened almond milk
1 cup blueberries
1 cup baby spinach leaves
1 cup chopped banana
1 small tomato 
1 tablespoon chia seeds
3-4 ice cubes

Add all ingredients into a high-speed blender and blend until smooth. 

Avocados 
This green wonder food is good for your heart, and even better for your skin!

Avocado oil consists of 13 percent polyunsaturated fatty acids, and 16 percent saturated fatty acids. They are called essential fatty acids because your body can't make them on its own and requires a constant stream in the diet. 

These (EFAs) help to promote healthy blood lipid and enhances the bio-availability of fat-soluble vitamins. The result? Healthy and supple skin. These fats produce a natural oil barrier, allowing skin to appear hydrated, plump and smooth. 

Avocados are a natural source of vitamin C. This vitamin helps to stimulate collagen production by improving the skin's ability to absorb moisture, leaving a smoother and more youthful appearance.
 
Apply Avocado to Your Skin 

Applying avocado to your skin for a nourishing masque will boost moisture retention for your skin. Mix 1/4 cup of avocado, 1 teaspoon honey and 1/4 teaspoon of apple cider vinegar. Mash well, and then apply to your face for 20 minutes. Remove with a warm washcloth. Enjoy!

 

Dishin With Denise… A New Year Recipe For: A Good Life


Denise Gianatasio is a Northport 
Village resident and freelance writer. She is a licenced agent at Signature Premier Properties, 172 Main Street, Northport 631-754-3600. Denise enjoys cooking and sharing her recipes and family stories, as she wants to inspire a warm sense of home with her readers. Please feel free to contact her for any advice you may need at  dishinwithdenise@yahoo.com.

A quart of gratitude
A cup of good deeds
A heaping teaspoon of sheer kindness
A pinch of charity
A quart of sweet words, hugs and kisses
A dab of delight
A gallon of pure giving
A pint of empathy
A score of forgiveness
A lb. of intent listening
A handful of heartfelt gestures
A ½ cup of loosely packed compliments
A stick of joy
A smear of grace
A splash of laughter
A tad of touch
A tablespoon of dancing and singing
A course chop & discard ~ of anger

Stir together all these ingredients each day, taste as you prepare~feel free to add more flavor~until you have with each taste perfected your recipe. Share with those you love and with those you don’t and you will have all the ingredients blended well enough… (The straight A’s To A Good Life~this year and forever.) Let Rest. Preheat oven to 500 degrees. Can be refrigerated for 365 days! Now head back into your kitchen and you’ll see each meal you create will be enhanced and most delicious! Happy “Good”… New Year! Do not be discouraged if at first it doesn’t rise~ you can try this recipe again each day!  Now do pour that glass of wine and eat outdoors. 
xoxo Denise

 

A Starting Lineup

 
    Rules may vary from one event to the next, but whether your favorite team kicks it, runs it or dunks it, sports fans and food always provide a winning combo. Gather your friends for the next big game with a menu that gets everyone revved up for a win.
    A lineup filled with starters is just the ticket for a game day watch party or tailgate. Offering a series of finger foods and lighter fare lets your fellow fans grab a quick bite before the game or during a commercial break and continue snacking through the game.

Hawaiian Sliders with Cheese, Ham and Pork Servings: 3
    3     Hawaiian bread slider buns
    1     cup pulled pork
    3     slices ham
    3     slices Jarlsberg cheese
            sliced pickles
            Dijon mustard, to taste

Heat oven to 350° F.  Separate buns and layer pulled pork, sliced ham and cheese. Place sliders on oven-safe tray and bake about 10 minutes, or until cheese melts. Remove from oven and gently remove top bun. Add pickles and mustard before serving. 

Grilled Pizza with Cheese, Prosciutto and Figs Servings: 4
    2     cups pizza or tomato sauce
    4 1/2     cups pizza dough flour, for rolling

    3 1/2     cups Jarlsberg cheese, coarsely grated
    2 1/2     cups thinly sliced prosciutto
    8     dried figs, each cut into six wedges
          dried red pepper flakes
          black pepper

Heat grill and warm pizza sauce. Divide dough into desired number of pizzas. On floured surface, roll dough into long, thin ovals and spread with sauce. Sprinkle light layer of cheese over sauce. Add layer of prosciutto and a second layer of cheese. Dot with fig pieces then season with red pepper flakes and pepper. Reduce grill heat, slide pizzas onto grill and close lid. Cook 3-5 minutes, or until crust is lightly charred and cheese is melted.

Cheese and Bacon Kebabs Servings: 4
    18     slices bacon
    2 1/2     cups Jarlsberg cheese, cubed
    18     pearl onions    
    12     long skewers

Relish:
    1/4     cup roasted bell peppers
    1 1/3     tablespoons capers
    2 2/3    tablespoons olives
    1/4     cup cucumber
    3 1/3     ounces olive oil
    2     tablespoons lemon
            juice and grated zest
            salt, pepper

    Cut bacon slices in half and wrap around cheese cubes. Place cheese cubes and pearl onions on each skewer, alternating ingredients. Roast in pan or on grill 2-3 minutes on each side. To make relish, chop peppers, capers, olives and cucumber, and mix with olive oil, lemon juice and zest. Season with salt and pepper.

Cheese Quesadillas Serves: 4
    4     slices thick slab bacon
    1    small chili pepper 
    4     medium tomatoes
    1     small shallot
    1     clove garlic
    1     tablespoon coriander or cumin
           salt, to taste
           pepper, to taste
    1     small lime (juice and zest)
    6     slices Jarlsberg Original or Hickory Smoked cheese
    2     large tortillas

Fry bacon, drain and chop. To make salsa, remove seeds from chili pepper and finely dice. Chop tomatoes then dice shallot and garlic clove. Combine pepper, tomatoes, shallot and garlic with lime juice, coriander, salt and pepper, to taste. Divide cheese slices and bacon on one half of each tortilla, top with 1/4 cup salsa and fold tortilla over, pressing down to close. In medium-hot, lightly oiled pan, toast tortillas about 1 minute on each side. Cut each tortilla in half and serve with remaining salsa on the side, or combine salsa with black beans and fresh chopped cilantro to make a side salad. 

Sweet Bacon Smokies
    1       package bacon
    1       package little smokies (little sausage or hot dogs)
    1       cup Musselman's Apple Butter

 Heat oven to 350 F. Place parchment paper on jelly roll pan or other edged baking pan. Cut bacon strips into thirds. Wrap each strip of bacon around a smokie, piercing with toothpick to hold bacon in place. Place smokies on pan. Baste each smokie with generous amount of apple butter.
Bake 20 minutes. Remove and flip each smokie. Baste again with apple butter. Reduce heat to 275 F and bake another 20 minutes until bacon is cooked to desired doneness. Make sure apple butter doesn't burn. Transfer smokies to slow cooker on low heat to keep warm for serving. 

 

Winter Warmth


Jessica Baumgartner is the creator and author of a blog for parents that includes
humorous tales, travel information and product reviews www.woutanet.com.
Jessica can be reached at momonthego@woutanet.com 
    As the temperature drops trying to stay warm and still look your best is hard to do. Bulky down jackets, earmuffs and ear-flap hats have alternatives that will keep the fashion conscious woman happy and toasty this winter season. 
    As always layering is an excellent option when dressing for the winter months. Keep in mind when layering, choose materials that insulate and keep their form. Wearing three sweaters will not always keep you warm and are sure to have you looking like a neighborhood snowman. Good options when layering are fabrics that help to conserve your body heat. Try layering items made of wool, tweed, cashmere and silk. Synthetic items lead to sweating which will lower your body temperature. 
    For a warm work look try a knitted dress that falls just above the knee coupled with a silk or wool blend stocking. Hanro, Calida and Alice & Olivia offer many stylish warm options that will match every dress in your closet. Knitted dresses hold their form, look fashionable, can be worn in many patterns, colors and will help your icebox office feel like a toaster by noon!
    When getting ready remember that thoughtfully chosen accessories will save the day when dressing for the frigid temperatures. Wearing a tank top tucked in under your clothes will help your body retain its heat. Layering a scarf over a knitted turtleneck will draw the eye towards the face while creating a dramatic look that will keep you warm. Thigh high and knee high boots are not only on trend, but over your silk or wool stockings will assist your body in holding on to as much body heat as it can. Choose shoes made of leather or suede to aid in both style and usefulness. 
    As mom warned us in our youth 80% of your body heat escapes from your head so finding a variety of go-to hats for this winter will help your bulky winter coat sparkle and allow your outwear look to appear polished and complete. Overland.com offers an amazing amount of unique options including their signature fleece lined mohair hats starting at $60. They are cozy and beautifully handcrafted by their artisans. While browsing, check out the selection of coats, jackets, capes, ponchos and sweaters to complete your look. For a less expensive option North Face offers a women’s chunky knit or seed stitched beanie. They come in four colors and run $35. The beanie is a relaxed weekend look that would pair well with jeans and a wool coat. 
    However you survive the brisk months ahead remember to choose insulating fabrics, layer your look and finish it off with double duty accessories. 

 

How Do I Construct An Investment Portfolio That’s Right For Me?


Ward Goldberg is a Registered
Investment Advisor with Allied Wealth Partners in Uniondale, N.Y. Ward has over 25 years in the financial services field, including many years in the banking industry prior to joining Allied Wealth Partners.  He resides in Huntington, with his wife and children. He can be reached
wgoldberg@alliedwealthpartners.com

Answer:

Generally, you should leave the construction of an investment portfolio to your professional investment advisor, especially if you are investing a significant percentage of your total wealth, or if you're relying solely on the success of your portfolio to meet your future financial goals. However, whether you or your advisor designs your portfolio, consider a few of these well-recognized guidelines.

The term "time horizon" refers to how long you plan to keep your money invested. Your time horizon affects your portfolio design because the longer you plan to keep your money invested, the easier it may be for you to ride out dips in the market. You may be able to tolerate more volatile investments, with potentially higher returns (though time alone is no guarantee of higher returns).

Your personal risk tolerance also affects your portfolio design. Can you sleep at night knowing that a sudden downward shift in the market could cost you a significant portion of your principal? If not, a portfolio that holds a high percentage of aggressive growth stocks, for example, is not right for you. You should match investments to your personal level of risk tolerance.
Your personal liquidity needs may eliminate some investment choices. If you periodically need access to your investment dollars, it makes no sense to design a portfolio dominated by assets that can't be readily sold or whose value can fluctuate dramatically. Instead, you'll need investments that can be converted to cash easily and quickly.

Should I invest my extra cash or use it to pay off debt?

Answer:

To answer this question, you must decide how your money can work best for you. Compare the money you might earn on other investments with the money you would pay on your debt. If you would earn less on investments than you would pay on debts, you should pay off debt.

Let's assume that you have $1,000 in a savings account that earns an annual rate of return of 4 percent. Meanwhile, your credit card balance of $1,000 incurs annual interest at a rate of 19 percent. Your savings account thus earns $40, while your credit card costs $190. Your annual net loss is 15 percent, or $150, the difference between what you earned on the savings account and what you paid in interest on the credit card balance. It's even worse when you consider the tax effect. The interest on the savings account is taxable, and you have to use after-tax dollars to pay your credit card bill.

In the above example, it would be best to use your extra cash to pay down the high-interest debt balance. The same principle would apply if you were to invest your extra cash in a certificate of deposit (CD), mutual fund, or other investment.